PENGARUH IMPLEMENTASI MANAJEMEN RISIKO LIKUIDITAS DAN RISIKO OPERASIONAL TERHADAP KINERJA KEUANGAN

Abstrak

This study aims to determine and analyze the effect of the implementation of liquidity risk management and operational risk on financial performance (study at PT. Southeast Sulawesi Regional Development Bank). The data collection method used in this research is the documentation method. The data analysis method uses descriptive statistics and multiple linear regression analysis using the SPSS version 26 application. The results of this study indicate that 1) Liquidity Risk Management measured by Loan to Deposit Ratio has no significant effect on Financial Performance measured by Return On Asset; 2) Operational Risk Management measured by BOPO has a significant negative effect on Financial Performance measured by Return On Asset; 3) Simultaneously Liquidity Risk Management and Operational Risk have a significant effect on Financial Performance.

Kata kunci

• BOPO
• Kinerja Keuangan
• LDR
• Manajemen Risiko Likuiditas
• Manajemen Risiko Operasional
• ROA