PENGARUH LITERASI KEUANGAN, PENGETAHUAN KEUANGAN, LOCUS OF CONTROL, DAN HEDONISME LIFESTYLE TERHADAP FINANCIAL MANAGEMENT BEHAVIOR (Pada Mahasiswa Jurusan Manajemen FEB-UHO)

Abstrak

Abstract This study aims to determine and analyze the influence of financial literacy, Financial Knowledge, locus of control, and hedonistic lifestyle on financial management behavior. The subjects of this study were management students. This research was conducted at the Department of Management, Faculty of Economics and Business, Halu Oleo University, Kendari. The sampling technique used in this study was non-probability sampling with a purposive sampling method using the Slovin formula, resulting in a sample of 91 respondents. The data collection method used a questionnaire. The measurement scale used in this study was the Likert scale. The research data was analyzed using Multiple Linear Regression using SPSS 25 software. The results showed that Financial Literacy had a positive and significant partial effect on Financial management behavior among FEB-UHO management students. Financial Knowledge had a positive and significant partial effect on Financial management behavior among FEB-UHO management students. Locus of Control had a positive and significant partial effect on Financial management behavior among FEB-UHO management students. Hedonism lifestyle had a positive and significant partial effect on Financial management behavior among FEB-UHO management students. Financial Literacy, Financial Knowledge, Locus of Control, and Hedonism lifestyle simultaneously (together) influenced Financial management behavior among FEB-UHO Management Students.

Kata kunci

• Financial Knowledge
• Financial Literacy
• Financial Management Behavior
• Hedonism lifestyle
• locus of control