Article
ANALISIS PENGARUH FAKTOR SPESIFIK BANK DAN MAKROEKONOMI TERHADAP PROFITABILITAS BANK SYARIAH YANG TERDAFTAR DI BURSA EFEK INDONESIA
Jurnal HOMANIS: Halu Oleo Manajemen dan Bisnis, Vol. 2 No. 3 (2025), hlm. 854–865
Abstrak
This research aims to analyze the influence of bank-specific factors (internal) and macroeconomic factors (external) on the profitability of Islamic banks listed on the Indonesia Stock Exchange (BEI) from 2021-2024. The dependent variable used in this research is profitability which is proxied by Return on Assets (ROA) and Return on Investment (ROE). Meanwhile, independent variables that represent bank-specific factors include Capital Adequacy (CAD), Asset Management Quality (AMQ), Operating Efficiency (OPEFF), Credit Risk (CREDR), Liquidity (LIQ), Bank Size (SIZE), Gross Domestic Product (GDP), Inflation, and Interest Rate Spread (SPREAD). This research uses panel data from the annual financial reports of Islamic banks listed on the IDX and is analyzed using the multiple linear regression method. The research results show that the independent variable has a positive and significant effect on the dependent variable.